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7495 McLaughlin Rd, Ste. 221,
Falcon, CO 80831

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Your Life Insurance Policy: Protecting Your Family

Life insurance is a unique way of protecting the needs of your family and leaving behind a legacy that they know they can trust to get through the toughest times. At Pikes Peak Insurance Agency serving Falcon, CO, we can provide you with a policy that will protect your family and keep them safe.

How Your Policy Protects Your Family 

When you buy a high-quality life insurance policy, you are investing not only in yourself but in the well-being of your family. These policies are designed to pay out if you pass away in any way (including murder, as long as the beneficiaries were not the ones who killed you), and can provide payment for many things. 

For example, your loved ones may need help burying you after you pass away. With your insurance policy, they’ll get the money that they need after you pass. And they can also get payouts to help with just about any aspect of life, such as adjusting to a new financial situation after you pass, including if your spouse needs to get a job to support the family. 

This protection option is something you should get sooner, rather than later. Even if you’re relatively young, death can come at many times in your life. We’re not trying to scare you by saying that, mind you. There’s a good chance that you have plenty of years of life left. However, it is vital to plan ahead, just in case. 

Ways We Can Help 

If you want a high-quality life insurance policy that makes sense for your needs, please don’t hesitate to contact us today at Pikes Peak Insurance Agency. We serve the Falcon, CO area and can provide the kind of long-term help that will ensure your policy is appropriate and suitable for your needs as a person.

Why Liability Insurance Is An Important Part Of Auto Insurance Policies

Pikes Peak Insurance Agency serves the Falcon, CO community. For over 10 years, we have helped our clients find policies that align with their individual needs. We work with multiple carriers throughout the state to provide different options. We will sit down with you, help you assess your options, and find a policy that aligns with your situation.

Why Liability Insurance Is An Important Part Of Auto Insurance Policies

Auto insurance protects your vehicle as you travel around the Falcon, CO area. An auto accident can occur at any time, which is why you need protection. Collision coverage protects your vehicle if it suffers any damage due to contact with another vehicle or object such as a pole. Comprehensive coverage protects your vehicle in unique situations. You have a safety net in place if your vehicle is stolen, set on fire, vandalized, or damaged because of inclement weather.

Liability coverage is an important part of your policy. Colorado is known for its high traffic throughout the state. It only takes a split second for something to go wrong. Liability coverage protects you if you are ruled to be at fault for your vehicle causing damage to another person or object.

Bodily injury protection covers you by taking care of the injured party’s treatment and rehabilitation. If you cause damage to somebody’s property or an object, you will be covered while the items are repaired. This helps you avoid possible legal action. Liability coverage helps you protect your assets. If you are held liable for a severe accident, you can add umbrella coverage for an extra layer of protection.

Pikes Peak Insurance Agency Will Help You Protect Your Assets

Visit our website to learn more information about auto insurance.

RV Insurance Guide To Help Colorado Residents Protect Their Asset

Pikes Peak Insurance Agency offers coverage to the CO community, as well as the surrounding areas. We strive to help our clients find policies to cover themselves in any situation. We pride ourselves on providing excellent customer service. We have relationships with multiple carriers throughout Colorado. We are confident that we can help you find the right policy to protect your assets.

RV Insurance Guide

RV insurance protects your vehicle as you travel around CO and beyond. As the owner of an RV, you have a unique asset. Your RV insurance may change based on the type of RV that you have. There are multiple types of RVs. Class A RVs are the largest model of vehicles. Generally, these are luxury mobile homes or coach buses. Class B RVs are the smallest model of vehicles. Generally, these are camper vans or travel trailers. Class C RVs are generally campers. If the camper is towed by a truck, that is also a class C vehicle. Some RVs also include 5th wheel trailers. If you have a 5th wheel trailer on your RV, you will need extra coverage in order to fully protect it against possible damage.

RV insurance covers you if you are involved in an accident, or you collide with an object such as a tree. You can opt for comprehensive coverage, which protects you if your RV is stolen or vandalized. You also have to prepare for the threat of inclement weather. RV insurance covers you if your vehicle is damaged due to severe weather. Liability coverage is also important. You are covered if you accidentally cause damage or bodily harm. There is a relatively high risk in operating an RV. If one of your passengers gets injured while riding on your RV, liability coverage will take care of their injuries.

Pikes Peak Insurance Agency Will Help You Find The Right Policy

Visit our website to learn more information about RV insurance.  

Benefits Of Motorcycle Insurance

Pikes Peak Insurance Agency offers coverage to the CO community. For over 10 years, we have helped our clients find policies to protect their assets. We will help you find a custom and flexible policy to have peace of mind if an issue arises.

Important Benefits Of Motorcycle Insurance

Operating a motorcycle is a high-risk endeavor. It only takes one minor mistake for things to take a terrible turn. Motorcycle insurance protects you while traveling around CO. You are covered if the motorcycle is stolen or damaged. Liability coverage protects you if you are held responsible for the accident. Here is a look at some additional benefits of motorcycle insurance.

Replacement Coverage

If your motorcycle is totaled in a collision, the replacement coverage in your policy protects you while you look for a new motorcycle.

Custom Parts Coverage

If you are one of many people who enjoy customizing your motorcycle to give it a unique feel, you can amend your policy to cover the upgrades. Custom coverage protects you against possible structural damages and any damage to accessories like custom wheels or seats.

Storage Coverage

The storage coverage in your motorcycle insurance policy is significant because an accident can occur even when you aren’t operating your motorcycle. Imagine inclement weather comes through the area and causes a tree to fall over on your motorcycle, damaging it. Maybe a down power line causes your garage to set on fire with your motorcycle inside. Storage coverage will protect you against possible losses in this scenario.

Pikes Peak Insurance Agency Will Help You Protect Your Assets

Visit our website to learn more information about motorcycle insurance.

Who can benefit from umbrella insurance

Excess liability insurance is an extra layer of liability insurance that bolsters up liability coverage you already have on a policy you carry. For example, auto insurance may have 250,000 in liability coverage, but an excess liability policy can bring that up to 1 million or more. At Pikes Peak Insurance Agency in CO, we are a family-owned independent insurance agency serving the local community since 2005. We believe in finding the best coverage for our customers at a great price.

Umbrella insurance is excess liability coverage. It can benefit anyone who has any assets. When you have assets, they are always at risk in the event of a judgment against you. That is why you have liability insurance on your home, auto, business, and more. When someone is injured by you or by a member of your family, they may opt to sue you. Depending on the severity of the injury and the size of the judgment, this can be a costly situation. You will also have legal fees that need to be paid.

Most liability insurance that comes with your policy can be adequate if you have limited assets. But, many people have some accumulated wealth. It can be in a home you own, personal possessions you have acquired, or savings you are putting aside for your future. All of these could be at risk if you get sued. This is where the umbrella coverage steps in and adds a layer of protection to your assets. Umbrella coverage usually begins at about a million dollars but can be as high as five million. Basically speaking, if you have any assets, you can benefit from umbrella insurance.

Contact Pikes Peak Insurance Agency in CO for more information about umbrella insurance and how it can benefit you.

Who needs boat insurance in Colorado?

When you are in the CO area, there are many fun recreational activities to enjoy all year. While this includes skiing in the winter, it also includes enjoying all the local lakes in the summer. For those in this area of the state, getting a boat can be a great option if you fully enjoy the area. Along with a boat, people need to have boat insurance for a few reasons.

Insurance Protects Assets

A key reason that anyone here is going to need to have a boat insurance plan is to help protect their assets. Those who would like to have this insurance protection will know that they will have the support needed to repair or replace their boat after an accident or if it is stolen and incur a loss.

Boat Insurance is Required in Many Cases

There are also many cases when having this coverage is a requirement. Boat owners worldwide will need to have coverage if they have taken out a boat loan from a lender with insurance requirements. Further, some local marinas and access points will require all owners to carry boat insurance as long as they use their boat in these areas.

If you are interested in getting a boat in the CO area and need a new boat insurance plan, it would be helpful to call Pikes Peak Insurance Agency. The insurance professionals with Pikes Peak Insurance Agency can help you determine what your boat insurance needs are. They can then give you the additional support and guidance that you will need to choose a plan that will keep you in full compliance and protect you and your boat.

Reasons you need flood insurance

You do what you can to take care of your home and protect it. You have homeowners insurance, which is a start, but often it isn’t enough to protect you from all the possible problems owning a home might run you into. One is flooding. Flood insurance is a critical form of insurance you absolutely need to consider, as it is so much more than just protecting your property in the event of a massive flood. So, if you live around CO, and own your home, Pikes Peak Insurance Agency can help protect your property with several insurance options, including flood insurance.

It Covers Burst Pipes

So maybe you’re not worried about flooding, and perhaps the way snow melts around your house doesn’t lend it to possible flooding. That’s great, but you do have pipes, and a frozen pipe can do just as much if not more damage to your property than any natural flooding can. So, protect yourself in the event of a burst pipe and opt for flood insurance.

Putting Out A Fire

Yes, problems with flooding are one issue you may not consider when it comes to fires. The water used to put out smaller house fires may actually cause more damage than the fire itself. Flood insurance will help protect you from this kind of damage. It also will help with removing mold that is caused by flooding.

Protect Your Home With Flood Insurance

Flood insurance is just one of the many forms of home insurance you need to consider. But is it right for you? Let the staff at Pikes Peak Insurance Agency work with you to help determine this. If you own a home and live in greater CO, there’s never been a better time to contact the insurance team than right now.

Who would benefit by getting condo insurance?

Owning a condo is a great housing option for people that are in the CO area. When you are a condo owner, you will enjoy many of the tax advantages and other homeownership benefits that any property owner will receive. However, you will also enjoy more amenities, including better security and onsite services that come with condo living. If you do purchase a condo here, you also need to get the right insurance for it, as you can benefit from a condo insurance policy in several ways.

Insurance Protects Investment

A reason that people benefit from having condo coverage is that the insurance plan can protect their investment. If you buy a condo, you will have to put down a payment and will want your investment to pay off in the future. With condo coverage, you will receive protection so you can repair your condo if it is damaged, which ultimately protects this investment.

Insurance Helps Provide Compliance

You should also get condo coverage as it can help you to stay in compliance. Most condo owners have a variety of insurance requirements. Those that live in larger associations or have taken out a mortgage will have specific insurance guidelines that need to be followed. A full condo policy can ensure you receive this coverage.

Those that get condo insurance will benefit in a range of different ways. When you are shopping for condo insurance in the CO area, it would be a good idea for you to call the Pikes Peak Insurance Agency. When you speak with Pikes Peak Insurance Agency, you will learn a lot about how this insurance can protect you. The team can then help you build a policy that will offer the right protection for your situation.

What type of life insurance should I get?

There are many insurance needs and options that the typical person in the CO area will have. If you are in this area of Colorado, one significant form of insurance to acquire is life insurance. This type of insurance can provide financial protection to those that you care about. When shopping for this insurance, there are a few different options available that should be carefully assessed.

Whole Life

One type of coverage to consider is a whole life policy. When you get this type of coverage, the policy will go for as long as you want, as long as you stay current on monthly payments. Another advantage of it is that it can be a good investment option as some of your payments will build into an account that you can liquidate in the future.

Term Life

Another type of policy to consider getting is term life. When you get this insurance, it will provide you with coverage for a specific period of time. You will have the flexibility to choose a policy based on term length that gives you the coverage you need. Another advantage of term coverage is that the payments tend to be more affordable. This allows you to get the most amount of coverage possible. However, this coverage does not provide any investment benefits.

As you start shopping for insurance in the CO area, you may find that picking a policy is confusing. When you are evaluating your needs and options, you should call the Pikes Peak Insurance Agency. If you call the Pikes Peak Insurance Agency team, you will learn more about the different options you have. This can help you determine what type of coverage is right for you.

What auto insurance coverage is required in Colorado

Driving is a privilege that, as Americans, we take for granted. If you live anywhere, but in a large city, you probably have limited public transportation access, making your own vehicle necessary. With a vehicle come requirements such as upkeep and state-mandated insurance coverage. Pikes Peak Insurance Agency in CO is locally owned and operated and has been serving this area of Colorado for 15 years.

Colorado requires you to carry liability insurance. Liability protects the other driver in an accident where you are the at-fault driver. Liability insurance helps to pay for the medical bills of someone injured, but it also allows payment for a pain and suffering suit and damage to personal property. The dollar amount of insurance residents must carry $25,000 for the injures of one person with up to $50,000 for any single accident with multiple injuries and $15,000 for the property damaged.

This is fundamental coverage, as anyone who has been to an emergency room can tell you, especially if a legal case is filed against you. The property limit is also not enough to replace a new car. While you may not need to have more coverage legally, you may very well want to add additional coverage to protect yourself.

If you are leasing a vehicle or have a car loan, you will need to have additional insurance required by the lessor or lender. They need to protect your vehicle, which they have a vested interest in.

When you are looking for an independent insurance agent who will be there for you today and when you need to file a claim, Pikes Peak Insurance Agency in CO is the one to consider. Please stop into our office or give us a call to get a no-obligation quote.

Contact Us

Pikes Peak Insurance Agency

7495 McLaughlin Rd, Ste. 221,
Falcon, CO 80831

2306 N Powers Blvd,
Colorado Springs, CO 80915

Phone : 719-591-4500
Fax : 719-573-7578
Email :

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