Umbrella insurance is a great insurance option to get coverage for all types of liabilities you may encounter. While you can get liability insurance included in many different types of insurance, such as car insurance and commercial insurance, umbrella insurance usually offers much larger coverage for many different situations.
Pikes Peak Insurance Agency in Falcon, CO very proudly offers umbrella insurance. We also strive to find the best price for everyone, and we work with different providers to achieve this. We service customers in the states of Arizona and Colorado.
What situations require umbrella insurance
Umbrella insurance is usually required in situations where the word "liability" fits in. Some examples of these situations include:
- Someone visits your home and goes through bodily harm because of an accident within your house or garden. You could be liable to cover any medical costs or, in worse cases, you could be sued.
- You might be liable if your pet hurts someone who visits your home, or in some cases, if your pet hurts another person outside.
- In some cases, you could be liable if you go into someone else’s home and break one of their valuable items. While most of the time the owner of these items will have insured these items themselves, or it comes included in their home insurance, never assume that the replacement costs are automatically covered.
- Underage members of your household cause harm to a visitor in your home. You are not only liable if you hurt someone in your household, but if your children are involved in an incident, this could make you liable too.
Pikes Peak Insurance Agency in Falcon, CO can help advise you on umbrella insurance and walk you through the different quotes offered. Call our office today or request a quote online.