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Pikes Peak Insurance Agency

7495 McLaughlin Rd, Ste. 221,
Falcon, CO 80831

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Do I need flood insurance?

Flood insurance and who needs it can be a confusing topic! Luckily, the team here at Pikes Peak Insurance Agency is here to help you make sense of the topic. If you are a home or business owner in the greater Falcon, CO area, give us a call today and find out more.

Who needs flood insurance in our area?

Flood insurance can be a confusing topic for many people. If your home or office is located in a flood zone, your financial lender likely requires you to carry an appropriate flood insurance policy.

But what if you aren’t in a flood zone? Can you still benefit from flood insurance? There are some areas in our community where flood insurance is a good idea. Insurance coverage for water damage can exclude certain instances. If your home or commercial policy does not provide robust coverage for certain types of water damage, it only makes sense to take a closer look at your flood insurance options.

Our team is here to answer all of your questions and help you determine if flood insurance is right for your location. And, if you are in a flood zone and a flood insurance policy is a requirement from your lender, we can help with that too!

Now’s a great time to learn more about the benefits of flood insurance and if it makes sense for you to have this type of coverage. Give our office a call today!

Learn more about flood insurance today!

The Pikes Peak Insurance Agency is here to help our friends and neighbors in the Falcon, CO area with all of their insurance needs. If you are wondering if you need flood insurance, give us a call today to schedule an appointment and find out more.

Who Needs Flood Insurance?

If you have heard about flood insurance, you might have wondered who actually needs this coverage. Isn’t it just for people who live in highly flood-prone areas? In fact, it’s something that most homeowners should think about. If you are interested in getting a flood insurance policy, contact us at Pikes Peak Insurance Agency in Falcon, CO.

Floods and Homes

There are many different causes of floods from storm surges to heavy rains. The floods that reach houses can an extreme amount of damage. Homeowners who have been through a flood will have a lot of repairs to do, and it’s even possible that the home will have to be rebuilt. Tackling these costs by yourself could be a nightmare, but that’s exactly what happens to homeowners who don’t have flood insurance. 

Flood Areas

There are certain areas that are rated s being at high risk for floods. These flood-prone areas often come with legal requirements that mandate that the residents must have flood insurance. Many homeowners assume that because they aren’t mandated to have this coverage, they don’t need it. However, any area can flood. It’s up to every homeowner to get this coverage so that they aren’t left in a terrible financial position after a flood. Home insurance policies generally don’t cover most types of floods, so a separate policy is needed. Not only does it protect you, but it also gives you more peace of mind. 

The Government and Flood Insurance

Because flood policies are so needed by American homeowners, the government has set up a nationwide program for flood insurance called the National Flood Insurance Program. This is backed by the government, so your flood policy price will be the same no matter where you get it. 

Get Protected Against Floods

If your home doesn’t have flood insurance, it’s time to fix that. Call us at  Pikes Peak Insurance Agency in Falcon, CO.

Reasons you need flood insurance

You do what you can to take care of your home and protect it. You have homeowners insurance, which is a start, but often it isn’t enough to protect you from all the possible problems owning a home might run you into. One is flooding. Flood insurance is a critical form of insurance you absolutely need to consider, as it is so much more than just protecting your property in the event of a massive flood. So, if you live around CO, and own your home, Pikes Peak Insurance Agency can help protect your property with several insurance options, including flood insurance.

It Covers Burst Pipes

So maybe you’re not worried about flooding, and perhaps the way snow melts around your house doesn’t lend it to possible flooding. That’s great, but you do have pipes, and a frozen pipe can do just as much if not more damage to your property than any natural flooding can. So, protect yourself in the event of a burst pipe and opt for flood insurance.

Putting Out A Fire

Yes, problems with flooding are one issue you may not consider when it comes to fires. The water used to put out smaller house fires may actually cause more damage than the fire itself. Flood insurance will help protect you from this kind of damage. It also will help with removing mold that is caused by flooding.

Protect Your Home With Flood Insurance

Flood insurance is just one of the many forms of home insurance you need to consider. But is it right for you? Let the staff at Pikes Peak Insurance Agency work with you to help determine this. If you own a home and live in greater CO, there’s never been a better time to contact the insurance team than right now.

Contact Us

Pikes Peak Insurance Agency

7495 McLaughlin Rd, Ste. 221,
Falcon, CO 80831

2306 N Powers Blvd,
Colorado Springs, CO 80915

Phone : 719-591-4500
Fax : 719-573-7578
Email :

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