HOW CAN WE HELP YOU?

mobile iconClick to Call
Pikes Peak Insurance Agency

7495 McLaughlin Rd, Ste. 221,
Falcon, CO 80831

Mobile MapGet Directions

Get a Quote

Pikes Peak Insurance Agency Blog Pikes Peak Insurance Agency Blog 1 Pikes Peak Insurance Agency Blog 2 Featured Make A Payment Featured Contact Your Carrier Contact Pikes Peak Insurance Agency Featured Client Center
Slide 1
Coming Soon...
Slide 2
Coming Soon...
Slide 3
Coming Soon...
Slide 4
Coming Soon...
Slide 5
Coming Soon...
Slide 6
Coming Soon...
Slide 7
Coming Soon...

Protect Your Investment in Falcon CO With RV Insurance

If you’re a proud RV owner in Falcon, CO, you want to do everything you can to protect your investment. That includes carrying the right insurance. RV insurance is similar to auto insurance, but there are some important differences. Here’s how to make sure you’re properly covered.

Auto Insurance vs. RV Insurance

The first thing to understand is that your regular auto insurance policy probably doesn’t cover your RV. That’s because RVs are classified as either motor vehicles or a home, and most auto insurance policies only cover motor vehicles. Your RV is a recreational vehicle and has a VIN #. When you register your RV, you will be required to have it insured as a motor vehicle.

How Much RV Insurance Coverage Do You Need?

Your state’s minimum liability insurance requirements for RVs may differ from those for cars. Your Pikes Peak Insurance Agency representative can advise you on the minimum amount of coverage required in Colorado.

You also have the option to purchase comprehensive and collision coverage for your RV, as well as personal injury protection, uninsured/underinsured motorist coverage, and medical payments coverage.

Basic Vs. Full-Time Coverage

Another important distinction with RV insurance is whether you need basic or full-time coverage. Basic RV insurance covers you for recreational use, such as when you’re camping on weekends or taking a cross-country trip.

Full-time coverage is for those who live in their RVs full time. If that’s you, you need to make sure your policy covers you for the state in which you live, since residency requirements vary from state to state. You’ll also need coverage for any attached structures, like awnings, and for any belongings that you keep in your RV.

Pikes Peak Insurance Agency Can Help

No matter what your RV insurance needs are, the team at Pikes Peak Insurance Agency in Falcon, CO can help. We’re experts at finding the right coverage at the right price. Contact us today for a free quote.

RV Insurance Guide To Help Colorado Residents Protect Their Asset

Pikes Peak Insurance Agency offers coverage to the CO community, as well as the surrounding areas. We strive to help our clients find policies to cover themselves in any situation. We pride ourselves on providing excellent customer service. We have relationships with multiple carriers throughout Colorado. We are confident that we can help you find the right policy to protect your assets.

RV Insurance Guide

RV insurance protects your vehicle as you travel around CO and beyond. As the owner of an RV, you have a unique asset. Your RV insurance may change based on the type of RV that you have. There are multiple types of RVs. Class A RVs are the largest model of vehicles. Generally, these are luxury mobile homes or coach buses. Class B RVs are the smallest model of vehicles. Generally, these are camper vans or travel trailers. Class C RVs are generally campers. If the camper is towed by a truck, that is also a class C vehicle. Some RVs also include 5th wheel trailers. If you have a 5th wheel trailer on your RV, you will need extra coverage in order to fully protect it against possible damage.

RV insurance covers you if you are involved in an accident, or you collide with an object such as a tree. You can opt for comprehensive coverage, which protects you if your RV is stolen or vandalized. You also have to prepare for the threat of inclement weather. RV insurance covers you if your vehicle is damaged due to severe weather. Liability coverage is also important. You are covered if you accidentally cause damage or bodily harm. There is a relatively high risk in operating an RV. If one of your passengers gets injured while riding on your RV, liability coverage will take care of their injuries.

Pikes Peak Insurance Agency Will Help You Find The Right Policy

Visit our website to learn more information about RV insurance.  

Contact Us

Pikes Peak Insurance Agency

7495 McLaughlin Rd, Ste. 221,
Falcon, CO 80831

2306 N Powers Blvd,
Colorado Springs, CO 80915

Phone : 719-591-4500
Fax : 719-573-7578
Email :
chris@pikespeakins.com

Servicing States

  • Colorado
  • Arizona

News & Articles

Refresh live blog posts

Archives

Categories