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Pikes Peak Insurance Agency

7495 McLaughlin Rd, Ste. 221,
Falcon, CO 80831

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Colorado Condo Insurance Add-Ons You Might Want to Have

There are a lot of perks to owning a condo, and one of them is a reduction in your own liabilities. Condo living marries apartment rental living with homeownership so that you gain control over your stuff and what you need, while a management company takes care of everything else from an insurance perspective.

At Pikes Peak Insurance Agency, we know Falcon, CO residents can get confused about what is or isn’t covered by their Colorado condo insurance policy. We can help you simplify your condo insurance, and make sure you have the most thorough coverage.

Learn about the add-ons to condo insurance that you can have.

What is Covered in Your Condo Insurance Policy

When you have a condo, there are two separate liabilities in play. Your condo board or management will have their own policy.

That policy will cover all property, structures, contents, and liabilities to common areas. Anything that is used by all members of the condo such as a common room, elevators, hallways, driveways, the roof, and other areas will be insured by someone else.

Your condo insurance policy will cover any liabilities that might happen on your property. Any improvements you make to your home will also be covered. It will also cover your contents and any damage to your property due to theft, fire, vandalism, or other perils.

There are other insurance add-ons you may want to consider.

Add-Ons to Condo Insurance

If you want more insurance coverage beyond contents and liabilities, you can consider more thorough coverage.

Add-ons to condo insurance include sewage back-up insurance, water damage insurance, or insurance such as earthquake insurance.

Flood insurance is also an important insurance that you will need to have in addition to your standard condo insurance.
There are a number of things that could cause damage to your condo or create a liability. It’s never too late to add more coverage.

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At Pikes Peak Insurance Agency, we want all Falcon, CO condo residents to be happy with their condo insurance coverage. Call us for a quote today.