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Pikes Peak Insurance Agency

7495 McLaughlin Rd, Ste. 221,
Falcon, CO 80831

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Why Liability Insurance Is An Important Part Of Auto Insurance Policies

Pikes Peak Insurance Agency serves the Falcon, CO community. For over 10 years, we have helped our clients find policies that align with their individual needs. We work with multiple carriers throughout the state to provide different options. We will sit down with you, help you assess your options, and find a policy that aligns with your situation.

Why Liability Insurance Is An Important Part Of Auto Insurance Policies

Auto insurance protects your vehicle as you travel around the Falcon, CO area. An auto accident can occur at any time, which is why you need protection. Collision coverage protects your vehicle if it suffers any damage due to contact with another vehicle or object such as a pole. Comprehensive coverage protects your vehicle in unique situations. You have a safety net in place if your vehicle is stolen, set on fire, vandalized, or damaged because of inclement weather.

Liability coverage is an important part of your policy. Colorado is known for its high traffic throughout the state. It only takes a split second for something to go wrong. Liability coverage protects you if you are ruled to be at fault for your vehicle causing damage to another person or object.

Bodily injury protection covers you by taking care of the injured party’s treatment and rehabilitation. If you cause damage to somebody’s property or an object, you will be covered while the items are repaired. This helps you avoid possible legal action. Liability coverage helps you protect your assets. If you are held liable for a severe accident, you can add umbrella coverage for an extra layer of protection.

Pikes Peak Insurance Agency Will Help You Protect Your Assets

Visit our website to learn more information about auto insurance.

What auto insurance coverage is required in Colorado

Driving is a privilege that, as Americans, we take for granted. If you live anywhere, but in a large city, you probably have limited public transportation access, making your own vehicle necessary. With a vehicle come requirements such as upkeep and state-mandated insurance coverage. Pikes Peak Insurance Agency in CO is locally owned and operated and has been serving this area of Colorado for 15 years.

Colorado requires you to carry liability insurance. Liability protects the other driver in an accident where you are the at-fault driver. Liability insurance helps to pay for the medical bills of someone injured, but it also allows payment for a pain and suffering suit and damage to personal property. The dollar amount of insurance residents must carry $25,000 for the injures of one person with up to $50,000 for any single accident with multiple injuries and $15,000 for the property damaged.

This is fundamental coverage, as anyone who has been to an emergency room can tell you, especially if a legal case is filed against you. The property limit is also not enough to replace a new car. While you may not need to have more coverage legally, you may very well want to add additional coverage to protect yourself.

If you are leasing a vehicle or have a car loan, you will need to have additional insurance required by the lessor or lender. They need to protect your vehicle, which they have a vested interest in.

When you are looking for an independent insurance agent who will be there for you today and when you need to file a claim, Pikes Peak Insurance Agency in CO is the one to consider. Please stop into our office or give us a call to get a no-obligation quote.

Contact Us

Pikes Peak Insurance Agency

7495 McLaughlin Rd, Ste. 221,
Falcon, CO 80831

2306 N Powers Blvd,
Colorado Springs, CO 80915

Phone : 719-591-4500
Fax : 719-573-7578
Email :

Servicing States

  • Colorado
  • Arizona

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