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Pikes Peak Insurance Agency

7495 McLaughlin Rd, Ste. 221,
Falcon, CO 80831

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The ABCs About Boat Insurance

If you have a boat in Falcon, CO, you may want the best insurance policy to protect your prized asset when the unthinkable occurs. But because you don’t understand the nitty-gritty of boat insurance, you may not get the best deal out there. Luckily, Pikes Peak Insurance Agency is here to help you navigate the boat insurance policy to help you get optimal protection.

Do you want to invest in boat insurance? Here is what you need to know about this coverage.

Is boat insurance mandatory?

No Colorado law requires you to invest in boat insurance. However, if a federally regulated lender finances your boat, they may insist you invest in boat insurance. But whether boat insurance is mandatory or not, every boater should invest in this coverage.

What does boat insurance cover?

Boat insurance is a worthwhile coverage that covers numerous areas. Some include:

  • Asset protection: Boat insurance compensates you for repairs or replacing your boat when damaged or lost because of a covered peril.
  • Liability protection: Watercraft insurance protects you when others accuse you of bodily injury and property damage. It also covers you when sued.
  • Medical payments: This coverage can cover medical bills for you and your passengers when involved in an accident.
  • Uninsured boater coverage: Since boat insurance isn’t mandatory in Colorado, you will encounter many uninsured boaters. Invest in uninsured boater coverage for peace of mind to ensure you aren’t exposed when you collide with boaters without insurance.

How much boat insurance do I need?

Invest in boat insurance that can cover the entire cost of your boat when totaled or stolen. This means you will incur little out-of-pocket expenses, lessening your financial burden.

Boat insurance in Falcon, CO

Need to learn more about boat insurance? Why don’t you contact Pikes Peak Insurance Agency for more information? You can also pop into our Falcon, CO offices to speak to one of our agents.