Month: December 2023

When you think of an RV, the classic rolling hotel room that dads fill up with their families for road trip vacations comes to mind. The truth is many types of vehicles can fit under the umbrella of "recreational vehicle". At Pikes Peak Insurance Agency, we have a number of Falcon, CO customers who want to cover their fifth wheel, camper van, travel trailer, or motorhome.

Just like RVs, there are many kinds of insurance you can get for them. The following are three kinds of RV insurance to consider. 

Three Types of RV Insurance 

1. Full-Time Coverage

 If you are a person who uses your RV as your primary residence, get full-time coverage for your RV. This is basically like homeowner’s coverage for your recreational vehicle. It covers emergency expenses, medical bills, personal liability for things that happen in or near the RV, and coverage for fees that an HOA charges for damages in common areas in an RV park or neighborhood. Your RV is covered both when it’s on the road and when it is parked with this coverage. 

2. Contents Coverage

 If you have an RV in Falcon, CO with valuable things inside of it, consider contents coverage. This protects you if the belongings in your RV are stolen. It can also guard you against vandalism in your recreational vehicle. With this, you won’t need renter’s insurance on your RV. 

3. Roadside Assistance

 Include roadside assistance in your coverage if you are on the road a lot. You will get help if your RV breaks down or you need a tire changed while traveling. There are a lot of things that can go wrong in an RV, and this helps prevent emergencies while you are traveling. 

Call Today To Discuss Your Options

If you are on the hunt for quality RV insurance, give us a call at Pikes Peak Insurance Agency. We have helped several customers in the Falcon, CO area properly cover their recreational vehicles.