Does Drinking on the Water Violate the Terms of Boat Insurance?

The thought of downing a beer or two may have crossed your mind while on the water. If you get the urge to drink while boating, think twice. Learn why drinking while boating is never a good idea, courtesy of the professionals at Pikes Peak Insurance Agency, serving Falcon, CO and surrounding areas.

Mind Your Boating Insurance

Drinking while piloting a boat is inherently dangerous. The consumption of alcohol impairs judgment and coordination. This is precisely why no boat operator should consume even a single alcoholic beverage while on the water.

Drinking while boating is also problematic in the context of insurance. Imbibing even a small amount of alcohol can lead to a BUI charge. BUI is short for boating under the influence of alcohol.

Insurers recognize the danger of drinking while boating and punish those revelers accordingly. Violating this integral marine law has the potential to void your boat insurance.

Avoid a Drunken Boating Accident

A boating accident that occurs after the consumption of alcohol can be quite costly. If it is proven you consumed alcohol prior to the crash, you might be on the hook for the full cost of damages.

The last thing you need is to pay boat/watercraft insurance premiums only for those premiums to be nullified by your drinking. Instead, enjoy refreshing water, tea or soda and save the alcohol for a time you’re driving neither a boat nor a land-bound vehicle.

Pikes Peak Insurance Agency Is on Your Side

Serving Falcon, CO, our insurance team has you covered. Reach out to us for your customized quote.