Month: November 2025

Umbrella insurance doesn’t take the place of core insurance policies such as liability and property insurance. However, it can help Falcon, CO, business owners increase their liability coverage to protect their business from devastating lawsuits. It’s especially important if you work in an industry that could put multiple people at risk or cause serious injuries.

Construction

Construction is an essential industry, but also a dangerous one. An accident at a site could affect employees and others in the vicinity. Damages could run far higher than a liability policy would cover. Umbrella insurance picks up where your liability policy stops, covering costs such as settlements, judgments, and legal fees.

Hospitality

Do you run a restaurant, bar, bed-and-breakfast, or hotel? If so, you know that plenty of customers can be a huge financial boost but also cause serious liability problems. A fire, severe inclement weather, or a single customer’s misdeeds could injure scores or even hundreds of people at once. Umbrella insurance can cover medical and legal bills if these exceed your liability policy. 

Health Care

A single mistake could cause lifelong, devastating consequences for a patient. Alternatively, some patients may sue your practice even if you’ve done everything right but still couldn’t fix a health problem. With umbrella insurance, you can settle a case quickly and avoid a drawn-out court case and the negative publicity that typically comes with it.

Call Pikes Peak Insurance Agency To Learn More About Umbrella Insurance

Umbrella insurance can be a wise investment for many Falcon, CO, business owners. If you’re considering this type of coverage, call our team at Pikes Peak Insurance Agency a call. We’ll help you sort through your policy options to find the insurer that can best meet your needs.