Month: June 2025

Traveling across beautiful Colorado in an RV offers unforgettable views and wide-open roads, but unexpected breakdowns can quickly disrupt your journey. Whether you’re heading into the mountains or exploring small towns on the plains, mechanical trouble can leave you stranded. That’s why understanding your RV insurance through Pikes Peak Insurance Agency, serving Falcon, CO, is so important.

Not All Policies Include Roadside Assistance

Basic RV insurance typically covers accidents, theft, and weather-related damage. However, breakdowns—such as a dead battery, flat tire, or engine trouble—may not be covered unless you’ve added roadside assistance to your policy.

Roadside assistance can be a lifesaver when you’re miles away from the nearest service station. With this coverage, a call to your provider can send help for towing, fuel delivery, or even locksmith services if you’re locked out. Unfortunately, these scenarios are not uncommon for RV travelers.

Understand Your Coverage

Different insurers offer varying types of roadside assistance coverage. Some policies may limit towing distances, while others provide trip interruption benefits, which help cover meals or hotel stays if your RV requires overnight repairs.

It’s also worth asking whether the coverage extends to any towed vehicles or trailers you’re bringing along. This is a common situation for part-time and full-time RVers, and it can make a big difference when your entire travel setup is affected.

Better to Be Prepared Than Stranded

Colorado’s scenic routes are breathtaking, but they can also be remote. If you’re unsure about what your RV policy includes, a quick conversation with your insurance agent at Pikes Peak Insurance Agency, serving Falcon, CO, can provide clarity. Adding breakdown protection may be more affordable than you think and could save you significant hassle the next time your trip takes an unexpected turn.