These terms apply to your use of www.pikespeakins.com, operated by Pikes Peak Insurance Agency. By using the site, you agree to them. If you do not agree, please do not use the site.
No Coverage Is Bound Here
Nothing on this website creates, binds, changes, or renews insurance coverage. Submitting a quote request, a callback request, or any other form does not put coverage in place, and neither does receiving a quote from us.
Coverage exists only when an insurance carrier accepts your application and issues a policy, and only on the terms of that policy. If you need coverage to start by a particular date or time, speak to a licensed agent at (719) 591-4500 and get confirmation from us directly. Do not rely on a form submission, an email, or anything you read here.
This Site Is Not Advice
The information on this website, including anything in our blog, is general and published to help you ask better questions. It is not legal, tax, or financial advice, and it is not a recommendation about your particular situation.
Insurance policies differ between carriers and between states, and what applies to one person may not apply to you. Your actual coverage, limits, exclusions, and conditions are set by the policy documents your carrier issues. If anything on this site conflicts with your policy, your policy governs.
Quotes and Availability
Any quote or premium figure is an estimate based on the information supplied at the time. It is subject to carrier underwriting, verification, and acceptance, and it can change or be withdrawn. Products, carriers, and pricing vary by state and are not available everywhere.
We place coverage through carriers appropriate to your state and to the risk being insured. Nothing on this site is an offer to sell insurance where we are not licensed to do so, and nothing here binds coverage. A policy exists only once a carrier has issued it in writing.
Claims
Do not report a claim through this website. Claim reporting details for each of our carriers are on our carriers page, and the fastest route is to call us at (719) 591-4500 so we can help you through it.
Third-Party Tools and Links
Parts of this site are provided by other companies, including the embedded quote tool and Client Center from EZLynx and the map on our contact page. We also link to carrier websites. We do not control those services and are not responsible for their content, availability, or practices. Your use of them is governed by their own terms and privacy policies.
Accuracy of Information You Provide
Please give us accurate and complete information. Insurance quotes and policies depend on it, and inaccurate or incomplete information can affect your premium, your coverage, or a carrier's decision on a claim.
Our Content
The text, images, and design on this site belong to Pikes Peak Insurance Agency or are used with permission, and are protected by copyright and trademark law. You may read, print, and share pages for your own personal, non-commercial use. You may not republish, resell, or systematically copy the site's content without our written permission. Carrier names and logos belong to their respective owners and appear here to identify the companies we work with.
Acceptable Use
Please do not use this site to break the law, to interfere with its operation or security, to send automated traffic or scrape it at scale, or to submit false information or another person's details without their permission.
Availability
We aim to keep this site up and accurate, but we do not promise it will always be available or error-free. We may change, suspend, or remove any part of it at any time. Some features rely on third-party services that can be unavailable for reasons outside our control.
Limitation of Liability
To the fullest extent permitted by law, Pikes Peak Insurance Agency is not liable for indirect, incidental, or consequential damages arising from your use of this website. Nothing in these terms limits any liability that cannot be limited by law, and nothing here affects your rights under an insurance policy issued to you.
Governing Law
These terms are governed by the laws of the State of Colorado, without regard to its conflict of law rules. Any dispute relating to this website will be handled in the state or federal courts serving El Paso County, Colorado.
Changes to These Terms
We may update these terms. The version on this page is the one that applies, and the date at the top tells you when it last changed.