{"id":59,"date":"2022-04-29T04:00:00","date_gmt":"2022-04-29T10:00:00","guid":{"rendered":"https:\/\/www.pikespeakins.com\/blog\/?p=59"},"modified":"2022-05-11T13:29:15","modified_gmt":"2022-05-11T19:29:15","slug":"why-choose-an-umbrella-policy","status":"publish","type":"post","link":"https:\/\/www.pikespeakins.com\/blog\/why-choose-an-umbrella-policy\/","title":{"rendered":"Why Choose an Umbrella Policy"},"content":{"rendered":"<p>If you&rsquo;re like most people, you have insurance to protect your home in Falcon, CO. But what happens if you&rsquo;re sued for something that doesn&rsquo;t involve either of those? Is your current policy enough to protect you? Most times, the answer is no. That&rsquo;s where umbrella insurance comes into the picture.<\/p>\n<h2>What is an Umbrella Policy?<\/h2>\n<p>An umbrella policy is an insurance policy that provides additional liability protection if you&rsquo;re sued for more than your current coverage allows. It can help you protect your assets and your future earnings. The policy can also cover you for certain things that aren&rsquo;t covered by your other policies, like defamation or slander. A Pikes Peak Insurance Agency can help determine if this coverage is right for you.<\/p>\n<h3>Why Do You Need an Umbrella Policy?<\/h3>\n<p>You might think that you don&rsquo;t need an umbrella policy because you don&rsquo;t have any assets to protect, or you don&rsquo;t believe you&rsquo;re at risk of being sued. But that&rsquo;s not always the case. Here are a few situations where you might need an umbrella policy:<\/p>\n<p>You have a lot of assets. If you have a lot of assets, you&rsquo;re more likely to be sued for a larger amount of money. An umbrella policy can help protect your assets if you&rsquo;re sued.<\/p>\n<p>You have a pool, trampoline, or other recreational items. These are fun for the entire family and visitors. But they&#8217;re also more likely to cause injuries. If someone is injured on your property, you could be held liable. An umbrella policy can help protect you if you&#8217;re sued.<\/p>\n<p>You have young children. If you have young children, they may be more likely to be involved in an accident. Extra coverage can help protect your assets.<\/p>\n<p>Learn more about your policy options at Pikes Peak Insurance Agency in Falcon, CO. We&rsquo;re here to help you find the right coverage for your needs. Give us a call today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&rsquo;re like most people, you have insurance to protect your home in Falcon, CO. But what happens if you&rsquo;re sued for something that doesn&rsquo;t involve either of those? Is your current policy enough to protect you? Most times, the answer is no. That&rsquo;s where umbrella insurance comes into the picture. What is an Umbrella [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[14,13],"class_list":["post-59","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-falcon-co","tag-pikes-peak-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/posts\/59","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/comments?post=59"}],"version-history":[{"count":1,"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/posts\/59\/revisions"}],"predecessor-version":[{"id":60,"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/posts\/59\/revisions\/60"}],"wp:attachment":[{"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/media?parent=59"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/categories?post=59"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/tags?post=59"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}