{"id":57,"date":"2022-03-31T04:00:00","date_gmt":"2022-03-31T10:00:00","guid":{"rendered":"https:\/\/www.pikespeakins.com\/blog\/?p=57"},"modified":"2022-04-13T11:21:22","modified_gmt":"2022-04-13T17:21:22","slug":"the-abcs-about-boat-insurance","status":"publish","type":"post","link":"https:\/\/www.pikespeakins.com\/blog\/the-abcs-about-boat-insurance\/","title":{"rendered":"The ABCs About Boat Insurance"},"content":{"rendered":"<p>If you have a boat in Falcon, CO, you may want the best insurance policy to protect your prized asset when the unthinkable occurs. But because you don&rsquo;t understand the nitty-gritty of boat insurance, you may not get the best deal out there. Luckily, Pikes Peak Insurance Agency&nbsp;is here to help you navigate the boat insurance policy to help you get optimal protection.<\/p>\n<p>Do you want to invest in boat insurance? Here is what you need to know about this coverage.<\/p>\n<h2><strong>Is boat insurance mandatory?<\/strong><\/h2>\n<p>No Colorado law requires you to invest in boat insurance. However, if a federally regulated lender finances your boat, they may insist you invest in boat insurance. But whether boat insurance is mandatory or not, every boater should invest in this coverage.<\/p>\n<p><strong>What does boat insurance cover?<\/strong><\/p>\n<p>Boat insurance is a worthwhile coverage that covers numerous areas. Some include:<\/p>\n<ul>\n<li><strong>Asset protection:<\/strong> Boat insurance compensates you for repairs or replacing your boat when damaged or lost because of a covered peril.<\/li>\n<li><strong>Liability protection:<\/strong> Watercraft insurance protects you when others accuse you of bodily injury and property damage. It also covers you when sued.<\/li>\n<li><strong>Medical payments:<\/strong> This coverage can cover medical bills for you and your passengers when involved in an accident.<\/li>\n<li><strong>Uninsured boater coverage:<\/strong> Since boat insurance isn&rsquo;t mandatory in Colorado, you will encounter many uninsured boaters. Invest in uninsured boater coverage for peace of mind to ensure you aren&rsquo;t exposed when you collide with boaters without insurance.<\/li>\n<\/ul>\n<p><strong>How much boat insurance do I need?<\/strong><\/p>\n<p>Invest in boat insurance that can cover the entire cost of your boat when totaled or stolen. This means you will incur little out-of-pocket expenses, lessening your financial burden.<\/p>\n<h3><strong>Boat insurance in Falcon, CO<\/strong><\/h3>\n<p>Need to learn more about boat insurance? Why don&rsquo;t you contact Pikes Peak Insurance Agency&nbsp;for more information? You can also pop into our Falcon, CO offices to speak to one of our agents.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you have a boat in Falcon, CO, you may want the best insurance policy to protect your prized asset when the unthinkable occurs. But because you don&rsquo;t understand the nitty-gritty of boat insurance, you may not get the best deal out there. Luckily, Pikes Peak Insurance Agency&nbsp;is here to help you navigate the boat [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[14,13],"class_list":["post-57","post","type-post","status-publish","format-standard","hentry","category-boat-watercraft-insurance","tag-falcon-co","tag-pikes-peak-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/posts\/57","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/comments?post=57"}],"version-history":[{"count":1,"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/posts\/57\/revisions"}],"predecessor-version":[{"id":58,"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/posts\/57\/revisions\/58"}],"wp:attachment":[{"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/media?parent=57"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/categories?post=57"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pikespeakins.com\/blog\/wp-json\/wp\/v2\/tags?post=57"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}